White label Solution For Every Business Need

Flexible 3DS & 3DS Routing gateway

One Integration . more opportunities . One Integration . more opportunities .

Key Features

Built for global customers

Automated Reconciliation simplifies and speeds up this verification process while making sure all transactions are being matched and displayed accurately on the reconciliation dashboard.

Improve success rates
Acquirer independent
Lower transaction costs
More flexibility

What is 3DS2

3DS2 is the way to comply with the SCA regulations. This requires merchants to build additional authentication into their payment flow, using two out of the following three authentication elements:

Compare 3DS1 & 3DS2

Features

Introduce

In 1961

In 2016

Authentication Method

Static password

Dynamic (biometrics, OTP, risk-based)

User Interface

Pop-up/redirect

Seamless integration

Data Sharing

Limited

Enhanced (more data points)

Risk Assessment

Basic, same method for all

Real-time, risk-based

Device Compatibility

Desktop-focused

Mobile-optimized

User Experience

Higher friction, more disruptions

Reduced friction, smoother process

Support for Multiple Devices

Limited

Extensive

Flexibility

Rigid

Adaptive and flexible

transaction Success Rate

Lower due to user friction

Higher due to improved UX

Improve success rates
Acquirer independent
Lower transaction costs

One Integration . more opportunities . One Integration . more opportunities .

How Flexible 3DS works

Flexible 3DS is a payments authentication solution that is implemented on a gateway level. Transactions are checked, taken into account exemptions, while supporting both traditional 3DS1 and 3DS2 versions
Cuts expenses by circumventing 3DS acquirer fees & regular transaction fees for declined transactions.
Provides a frictionless checkout experience for customers.
IIncreases success rates while lowering the risk of fraud.
IEnsures PSD2 compliance with a smooth 3DS2 flow.

External 3DS

It’s a protocol used in online transactions to enhance security by adding an extra layer of authentication. This system is primarily used to prevent fraud and ensure that transactions are made by the legitimate cardholder.

Card Verification

Card verification is the process of confirming a payment card’s validity and authenticity before a transaction. It involves checking key details like the card number, expiration date, and CVV to ensure the card is legitimate and secure for use.

How 3DS Routing works

3DS routing lets merchants customize their authentication strategy, choosing between 3DS2, 3DS1, or no 3DS for transactions. It optimizes authentication based on exemptions and other relevant factors.

No 3DS

TRA Exempted, whitelisted merchants, interregional, some recurring and out of scope transactions can be routed as a NO3DS transaction.

3DS2

This is the best way to comply with the SCA regulations.

3DS1

If the issuer is not ready for 3DS2, then the transaction will be authenticated with 3DS1 .

3DS2

This is the best way to comply with the SCA regulations.
Compliance does not have to come at the cost of a seamless payment experience!
Customers
3DS routing
Lower transaction costs

Latest News

Cutting-Edge 3DS Routing Techniques Set to Transform Next-Gen Electronics, Enhancing Performance and Reducing Size.

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Frequently Asked Questions

What is a White Label payment orchestration platform?

Celeris' White Label payment orchestration platform allows PSPs, ISOs, Fintechs, and Acquirers to customize and market the platform as their own, incorporating their unique brand, logo, and identity. The platform enables them to efficiently manage payment flows, offer modern centralized merchant services, and deliver precise reporting to their global online merchants.

What does PCI DSS compliance entail, and who must adhere to it?

PCI DSS, or Payment Card Industry Data Security Standard, is a set of security measures designed to safeguard consumer credit card data and shield businesses from fraudulent activities.

Every organization regardless of its size and transaction volume, that handles credit, debit, or prepaid card data from major card networks like American Express, Discover, JCB, MasterCard, and Visa Inc. must adhere to the PCI standard.

Is Celeris a PSP?

No, Celeris is not a payment service provider (PSP). It is a payment orchestration platform that serves as a technical intermediary between merchants and their PSPs. It offers an independent and adaptable setup, enabling merchants to connect with multiple PSPs and acquirers. Celeris centralizes payment setups, facilitating intelligent transaction routing, risk management, user-friendly reconciliation and settlements, and additional functionalities.

Can I import existing customer credit cards to the Celeris vault?

Yes, you can. To ensure a successful data import, both parties involved in the transfer must demonstrate PCI standard compliance by providing a certificate of compliance. These parties include Celeris and the current holder of the merchant's data, such as a PSP, an acquirer, or the merchant itself. For more information, please reach out to our payment platform experts.

How does Celeris protect against Fraud and Chargeback?

Celeris offers a robust risk management engine customizable to your needs, aiming to prevent fraud and mitigate payment risks. Our integrated system includes various risk rules and models, reducing manual reviews and enhancing fraud detection. Collaborations with Ethoca, Verifi, and Chargeback help ensure real-time alerts for added security.